Why use Insure a Tradie?
We believe in long term view that is why we offer a free review annually revising your insurance strategy is important we will call you annually to see if there has been a change in circumstances.
One of the amazing things about life is how quickly things can change. And when they do it's important to reconsider your Financial Plans
Whatever your new circumstances may be, it’s important to review how your insurance needs may have changed. So whether you’ve had a new baby, moved home , been promoted at work or are preparing the kids for high school.
What is Life insurance?
Life insurance secures the financial future of those you’d leave behind if you died. It insures you for a particular amount, which can be used for the future needs of your family, such as paying off the mortgage or funding school fees.
What is Income Protection Insurance?
This gives you a monthly income protection payment of up to 75% of your earnings if you’re unable to work due to sickness or injury. It helps cover your current living costs, such as mortgages, school fees and car repayments.
What is Critical Illness insurance?
Critical Illness insurance cover pays a lump sum that lightens the financial load of a serious illness, so you can concentrate on getting better. Only with MLC Critical Illness insurance you also have access to Best Doctors , which connects seriously ill people to leading specialists who can help with your diagnosis and treatment plan.
What is Total and Permanent Disability (TPD) insurance?
TPD insurance provides you with a lump sum payment if you become totally and permanently disabled and can’t work. It can help pay medical costs, debts or make alterations to your home to help you adjust to your disability.
What is Level premiums?
Unlike stepped premiums, are consistent over time so you can avoid the additional cost in later life when you’re more likely to claim. However, unlike stepped premium, level premium (excluding CPI and the policy fee) doesn’t go up by age-related increases.
Budget proof insurance.
Let’s face it, most of us would rather our spend time and money on enjoying life now than taking out insurance. But protecting your family’s future doesn’t have to compromise your current lifestyle and budget. Here are some strategies to make insurance more affordable:
Tip 1: Buy your insurance in super.
Buying insurance through your super means you may be able to take advantage of tax concessions that may make it cheaper than insuring outside super.
Tip 2: Pay your premiums annually.
In some cases, you may be eligible for a discount if you pay your premiums annually, rather than monthly.
Tip 3: Save with Income Insurance Protection insurrance.
When buying Income Protection , choose a longer waiting period for your benefit payment and a shorter benefit payment period to significantly reduce your premiums.
Insure a Tradie does not hold an Australian Financial Services Licence (AFSL) We will match your individual need with a group of qualified and licensed financial and insurance advisors who we will refer you to
As Each individual has different circumstances may be different, you must not act on any of the general tax information in this website. It is essentials You should seek independent tax advice from a qualified tax adviser.